Hi friend! This is my first blog entry for 2012 and this year i have decided to ‘revive’ my website once again =) Will continue to share my advice with my reader to ensure they are aware of what’s happening out there in the market and what’s good and bad for them. To kickstart 2012, [...]
Folks, I believed this topic has been quite popular among those people who has ever experienced or have friends/relatives who had contracted major illness before. The most popular question that people asked would be whether can they claim from insurance? Well the question is easy to answer by just asking two questions: Have you bought [...]
Lately i have been asked many questions on whether term insurance or investment link plan is better. I seriously have no concrete answer for them because it really depends on a couple of factors in my personal opinion. Types of factors that need to be taken into consideration: 1) Will you be able to achieve [...]
Taking the first step to make the choice to save is important. But it is only the stepping stone of many other crucial decisions that you have to make in order to accumulate more wealth. Last year, a Citibank survey showed that Singaporeans were equally likely to park their extra cash in conservative products as [...]
I believe that this question has popped up in your head every time you are approached by financial consultants or come across an insurance product at the financial institutions. For me, I always recommend someone to buy insurance to address his/her “WHAT IFs” situations. This ‘what ifs’ are low probability events and unlikely to occur. [...]
Business Times Singapore, Sep 7, 2009 Monday by Jamie Lee American International Assurance (AIA) has been sued by a policy holder who claims the insurance giant is asking for additional premium payments over a period well beyond the initial guaranteed payment period. Zhu Yong Zhen says in 1993 she bought a Singapore Financial Guardian life [...]
Sunday Times Singapore, Sep 13, 2009 Sunday When choosing a plan, balance retirement needs with refund amount, say experts By Lorna Tan, Senior Correspondent In the coming weeks, about 700,000 Central Provident Fund (CPF) members aged 55 and above will be invited to join the CPF Lifelong Income Scheme For The Elderly (CPF [...]
Latest news regarding how banks change the way it handles with the clients: A ban on tellers from nudging customers to talk to staff selling investment products and a 7 days ‘cooling off’ period for buyers of structured products. Read more: http://www.businesstimes.com.sg/sub/news/story/0,4574,350008,00.html?
In recent newspaper, there had been a report by NTU Associate Professor David Yee, stating that singaporean are grossly under-insured for their life insurance by as much as $525 bilion nationwide. According to the report, an average singaporean should be covered for close up to $500,000 but however the statistic has shown that they are [...]
Recently a lot of my clients have been asking me about how they can go about planning for their child’s future education costs as they are quite worried about not having enough to save. Well in my opinion, first and foremost is to start planning early with a small amount. Being early has alot of advantages due [...]
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