Daily eating habits!

Written by Peter Lim Aug.18, 2009 in Daily Saving Habits

Day to day, we spent quite a lot on eating out due to our busy schdules therefore one of the best way that we can look into saving is to start from this aspect. To kick start, we need to have a monthly budget for our meals and from there we all can work out how much we can spend per day.

I used to have a friend that only spend $10/day for all his 3 meals and I was quite amazed by how he did it. So he shared with me that he will spend $2 for breakfast, $3 for lunch and $5 for dinner. Then I went on to ask: ‘What about your drink?’ He just answered that he brings along his water bottle everywhere he goes. Personally I felt he was very disciplined to be able to keep to such tight budget and still be able to live life as per normal.

Of coz if you asked me whether is such behaviour too extreme for today’s context, I would feel that we can allow to pamper abit more by adding $5 more to $15/day. Basically if u multiply by 30days, it will work out to $450/mth and it’s quite a reasonable amount to spend on food. A daily budget is very important because it will determine where you eat and what you eat. On the other side, do your best not to compromise on the nutritions required that you need as you would not want to appear too skinny while saving money.

After you set a budget, the second thing that you can start to do is to find cheap and nice food. Usually cheap food comes with no air-con so I can say that it’s an exchange of comfort with money. There is really no need to eat expensive food everyday as it will burn a big hole on your wallet. Once awhile indulge in good food to pamper yourself is good enough as you will be more appreciative of such food.

Personally I also have the above habits for myself and it has been going for past 3 years. I started this habit only after I become a financial consultant knowing the importance of small planning in life that will goes a long way for me. Therefore I like to urge everyone who is reading this article to do some reflection on your daily habits. Ask whether is your habit making you to spend more money or save money? From there, I’m sure you can decide what you want for yourself

Happy saving!

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