Gym Experience – Habit
This morning was a good start for me because the weather was so cooling and i thought it was a good time to hit the gym to get my momentum back to train for my marathon. During my training just now, i was kind of motivated by the people around me. There are alot of young people working hard to train their muscles and all are looking good. Well i mean i went through similar phrase last time before i started my working career =) It is just that due to busy schedule, alot of training will have to be delayed. But having said so, it just reminded me again of our financial situation in life.
When we were young, we are able to save money most of the time because of no commitment. As we get our pocket money from our parents, they will encourage us to save 10-30% into our piggy bank. Such practice it’s very good because it instills the idea of saving up for long term. As we grow up and start our working career, many times we will be having problem saving up despite the fact that we are earning few hundred times more than what we are getting for pocket money. Why is that so?
The reason is simple: we lose the habit of saving because we have other wants and lose focus of saving for long term. As we grow up, our commitmentsget more and more. Resulting the fact that we are left with little money to save each month. Actually to curb this problem is quite simple. HAVE A SIMPLE LIFESTYLE! We can save a lot when young because we are simple. We buy sweets and our price of food is cheap. Therefore when you grow up, so long you don’t indulge in luxurious lifestyle i believe it is not difficult to save.
Another thing other than a simple lifestyle is to have the habit to save FIRST spend LATER! Many working adult forget this super simple formula and as a result there are always the one that find themselves having problem at month end. Actually saving 10% of your income is just like running 3km every week. Once you cultivated this habit, you can start to save more next time because you are motivated by the fact that the amount inside your bank account is increasing month by month. Same thing is like if you find yourself not feeling tired after 3km run, you will naturally want to run more to push yourself to a higher limit!
If you feel good being fit, then i am very sure you will feel even better when you see 5 digit worth of saving in your bank account! Am i right? =) Therefore i have decided to hit the gym every Sat morning for at least 1 hr to get the habit of working out and training for my marathon! Let’s work hard together to get ourselves and our financial muscles to pump up again!
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