How can we save happily?
I believed all the readers will find this question very familiar. Either we have been asking ourselves every other day or by our family members who want us to get married and set up a family.
The important question is that in this current fast pacing society, can we still save? Is it easy to save?
I guess the answer to this is really a ‘Yes’. Personally i have two brothers and one likes to save and while the other likes to spend. Both have two children. I also have a sister who is a full time mother with one child and survives based on single income.
From them, i really learnt alot on how to stay happy even though income is not high. The secret to saving is not so much on how much you bring home but rather how you view money. To my sister, having able to save a couple of hundreds can be a great joy for her and she has great plans on how to spend wisely with it. However as compared to my brother, the excitment or joy is not as much. So you can see that with the same amount of dollars, different people react differently.
Therefore the moral of this sharing is to tell you that by simply changing your view towards the dollar notes can change the way you are feeling every day. Take one more example that is myself.
i derived joy from being able to save on cab/car by taking mrt even though i own a car now. Each day as i travel for apppointments by mrt, i feel happy because i have no worries towards ERP and CBD parking. Most importantly petrol costs. I enjoy eating simple food that doesnt need me to pay for GST and service charge. I love to shop when i travel to places like bangkok or malaysia because the things are so cheap and it serves the same purpose.
Maybe some of you may find that is it worthwhile saving that small amount of money or is it neccesary to be so ‘poor’ when you can well afford luxury items? To me, it is worthwhile because i hold on to this belief: The only thing in this world that will make you happy is FREE! Eg: Happiness, Air or appreciation of what we have. The person that tells you that buying the most expensive item will make you happy is bluffing you!
Isn’t it true? When we purchase a car, we will get concerned if we need to service or pay for all the expensive erp charges. When we purchase an ideal condo, are we not worried about the maintenances of the monthly instalment? When you buy your favourite LV bag, are you only happy when people notice? Please don’t tell me you feel happy to just own it and not want people to see or appreciate. If there is really the case, you should consider hugging it to sleep. At least it serves some purposes than collecting dust at home.
Therefore i hope that after reading this, you can start to change how you see money and from there, you will slowly find joy in saving money. It is never too late to save because at whatever age you are(as long as you are still working) , you have the rest of your life to save up! =)
Happy Saving!
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