**It’s ok to have a unrealistic goal so long you have a realistic plan!**
Just got back from my agency goal setting and this was what struck me the most as I finds it so true! This will be something that I will always tell myself when I want to dream big from now on! 
Heard a quote today at my company event and i find it pretty interesting to share with all.
“It’s ok for changes to occur so long it’s in the right direction’”
I just find it so true and it kinda relates to me quite well. We cannot always assume what works for us in the past will work in the future because our end point maybe different hence we need to change!
Tonite has been extremely cooling over at my house =) In fact, i am sitting down blogging without turning on my fan which is quite uncommon considerating the fact that i lived only at 3rd storey. Anyway tonight i am having sudden inspiration to blog about some of my daily chats with my friends in the next few months! I would think it is going to be quite fun putting down the interesting topics that i have each day into this small space of mine =)
To kick start off today’s chat, i shall share about the topic that i had with my friend on being a nice boss. We were just sharing about what does it takes to be a boss that everyone respects and would put in 100% of their effort in helping them to build the empire. Two of us actually agreed that one needs to lead by example and have to go beyond their duty as a boss. I need to say they need to be a good friend to their co-workers if they want to have their heart.
Being in today’s context, you cannot be a boss who just use rules and regulations to govern the system. Yes, they are important to keep things in place but they are not the only factors. One can have the best system in town but without a good leader, it is useless too. Being a boss has to also know and understand what their co-workers are going through before they can effectively govern them. They must also understand that what used to work for them few years back doesnt neccessary means it can work now. There is no point in always talk like Zhu Ke Liang but never have the heart like Liu Bei. You need to be both in order to win the battle as a boss.
Some bosses thought they can just pin-point some leaders in their company to lead the system and pretend everything to be as per normal and enjoy their time to do other things. But one thing they failed to realise is that people will not always be loyal to you especially when they see you enjoying yourself without doing anything to help out. Perhaps the bosses can say that they still come to office once a while to show face but do you think their co-workers need that kind of support? They need more than that!
Well i guess too bad. In most circumstances, such bosses tend to take things for granted and do it their way. I believed that they need to FAIL in order to learn the mistake. As the old saying: what goes around comes around. They will have their judgement day!
Hi Guys!
Happy New Year to all who are reading =) It’s been one month since i last blogged and one of my new year resolution is to spend more time blogging and contribute more articles to CPF board.
I wondered how has 2010 been for some of you but personally last year had been a great year for me in most aspect of my life. Maybe i will do a short recap of what had happened:
- Started my year by visiting Korea for free due to incentives given by my company (Jan)
- Met a wonderful and prayful girl who agreed to be my girlfriend (March)
- Went for incentive trip to Perth (April)
- Pass my driving licence (June)
- Went for usual holiday trip with my childhood brothers (July)
- Meeting great people and bringing in good sales (July to Oct)
- Finally found a cell group to attend (Sept)
- Got myself a 2nd Mitsubishi Colt Plus (End Oct)
- Spent more time with family members (Nov-Dec)
- In-camp training (Dec)
- Celebrated the new year over at Shenzhen with girlfriend (31st Dec)
That should be all for me in 2010 =) Haha.. from the way i looked at it, it seem like i have taken more holiday breaks than working. BUT that is not true! In fact i do have my fair share of hardwork in my work but i am someone who believe in work-life balance. Never get yourself too burnt out or else you be out of the game real soon.
I really thank God for all the blessing he had given to me all these while and in 2011, i hope i can do more to know HIM better and to have more breakthrough in my life. Anyway as i was talking to my friend yesterday, i realised i am approaching 30 years old in one more year time!
Time really flies and age is catching up. Seriously i have never felt that i am close to 30 given my fun-size body and boylish look. It really hits me when i realised this age issue. But it does help me to reflect more things on myself. The very first question that came to my mind was that ‘have i achieved my goals i set for myself when i am 30′?
FYI: I set out to have 3 passive businesses when i am 30 and as of 2010, i have only one. But it’s ok because i have decided to do something different this year so that i can have at least 2 by 2012 hopefully. Meanwhile i shall keep it as a secret =)
Lastly if there was one thing for me to take away last year, i would say that it is to put our plans to God and submit to HIM. Do according to his way and not ours. Human can only plan so much and if there is not what HE wants for you, it won’t work out. Live simply and humble in 2011!
December is a time for celebration for most of us where the majority of us will be spending money, buying gifts for our loved ones or going for short trips. It is also a season whereby we leave the house each day wondering whether or not the skies will open on us and if it’ll rain for the day.
This brings me to think about our individual financial situations. Are we financially ready for a ‘rainy season’ in our life? Do we have an ‘umbrella’ to use when we really need it? In case you are now lost, do allow me to explain further what I mean by a ‘rainy season’ and an ‘umbrella’ in your life
Do you agree that from the moment we step out into the working society, we all have unexpected expenses coming to us every now and then? From the allowances we give to our parents, family trips, spouse’s birthday, personal holidays, friend’s birthday celebration, sickness and shopping spree, it all requires us to spend a lump sum at some point of time. Can we really save on this money? To me, yes and no. Let’s say I save on giving my parents a free holiday at the end of the year, I will feel so bad about it and eventually will blame myself for being too calculative. If I save on my spouse’s birthday, it would also seem like we don’t really care much (who doesn’t like to receive gifts!). For friend’s gathering and holiday, societal norms tend to dictate that there needs to be a gift presented, and much as it seems unnecessary, we are all eventually tied down by these norms.
We can hardly find a bunch of friends who can chill out together without spending money. Even dining at a restaurant to ‘catch up’ can easily make you poorer by $50.
Therefore the so-called ‘rainy season’ would refer to the type of expenses I mention above. You don’t spend the same amount every month but yet its seasonal. Do you save on a monthly basis to cater to such expenses? Typically I would recommend setting aside 10% of your net-income for it so that when you really empty this account, you are still safe.
To me, an ‘umbrella’ in my life would mean getting adequate insurance coverage to protect against major illness (hot topics these days), death, disability and hospitalisation. The very purpose of an umbrella serves to shelter you from either sun or rain. It is meant as a covering, and a safeguard should the weather unexpectedly change. I am willing to bet that you who are reading this article currently have an umbrella in your possession, kept somewhere in your storeroom, who only makes an appearance when the skies turn dark. Imagine heading out into the pouring rain without an umbrella.. not a feasible idea right? You don’t buy an umbrella only when you see the skies turning dark, you buy one and keep it at home, ‘just-in-case’. The same premise holds true for insurance, you don’t start scrambling only when a major illness hits you. You keep one with you at all times in a cupboard, and take it out when it starts turning dark. The consequence of not learning this concept will also render you helpless and definitely ‘wet’ (with tears maybe) when the rain starts pouring in your life.
Yet when it comes to buying insurance, you may wonder what and who to buy from. Well this answer can be easily solved by getting a reliable consultant who stays long enough to survive in this financial industry and someone who spends time understanding your needs and wants. Tied or independent agents does not really matter because it’s the agent’s character that plays the most important part. Don’t you agreed with me that even people in high governmental positions (SLA incident) can also be corrupted?
For those who are reading this, please be nice enough by informing your friends or relatives not to buy any plans from roadshow advisors that promise you freebies. Most of them try to lure you to putting down an instant lifetime commitment, whilst not having the space and capacity to thoroughly address your needs. Always remember that ‘a one time greed will make you regret for life’. Its not worthwhile Another important point that I always advocate is to not buy a savings plan as your first policy. An ethical agent always makes sure that he addresses your life protection needs FIRST before looking at other aspects. Hence, advisors who solely touch on wealth management plans are mostly not looking out for your needs, but their own. So please take note
Just my two cents worth!
Hello Guys!
Sorry for being MIA for almost one month. Been busy adapting to my new found low-purine diet due to my Gout. It’s really not easy to find food outside with my condition and i have a whole list of ban food that i cannot touch.
Nevertheless i take it as a form of healthy living that i adopt at a younger age =) Went for a blood test and thank God that it is all cleared except that i have a high level of uric acid which results in my gout. Through this experience, i told myself that i must not take my health for granted. If you are healthy now, it doesn’t mean you won’t contact anything in future hence we always have to be healthy.
Last month i have also bought myself a car - Mitsubishi Colt Plus! Despite the fact that it is a liability, i have decided to go ahead with this upgrade. Well it was really a small upgrade for me in the sense that i gotten a off-peak car instead thus reducing the monthly committment. Again by owning a car, i realised even more things about the idea of having a car.
First of all to those that think by having a car will be more convenient, i have to be totally agreeable with you! My girlfriend stayed in town and each night if i will to take public transport to send her back and i go home, it will takes about one hour. Plus it will also be taking one hour if i will to meet client at west area. Previously i have been doing so and it was really tiring, The fact that i can endure for so long was because i thought of the money saved and it made me felt justificable. But for now, i just want to make my life easier =)
But although it helps you to save time, one has to see how he/she makes use of the extra time. If one simply just decide to slack at home to do nothing while having the extra time by having a car then i think it’s not productive. If they make use of the time to go for another appt or go home to do work then i will think it’s helpful to own a car.
Owning a car does not help you to save money! I have to emphasize on this! As a matter of fact, i think one will spend more money because one will tend to go for late night supper, buy more grocery since have space to bring home, modify their cars or travel to many other places for dating. I supposed for those who owns a car will be nodding their head with me =) Plus with all the ERP and carpark charges, it wont be surprised that owning a car will actually make you poorer.
Well all in all, i will still think that if the monthly committment of a car is within 20% of your income and you can still save 30% of the gross salary then it will be a good idea to have one! Happiness index of having a car rates 7 out of 10!
Updates on my work would be that i am very happy to inform you guys that i have managed to clear my target much earlier than expected this year despite the fact that early this year, the economy is not doing very well. Much have to attribute to my loyal and faithful clients who have trusted me and supported me all these while. With many new products in the market, i am better able to equip myself and value added them better! I will continue to work hard and not to let you guys down!
Coming into December is an exciting things for me because i will be heading for my annual ICT and that will be the time where all our good old friends can gather together to talk and bond together! It’s also a time where we evaluate our achievments and to see what are the miracles that can happen if you really believe in it. Never give up because we have not reach the end point.
To all the sales people out there, one word of encouragment for you:
*****Your success does not depend on anyone but yourself! You are the key! *****
All the best to my readers out there!
God bless you!
Pete
I have decided to do a short write up about this disease ‘Gout’ especially after i experienced it first hand myself. Seriously when i get to know that i gotten this, i was stunned because i thought that i have always been more healthy conscious compared to my other friends. Well apparently it doesn’t seem to be the case. In any case, i think it is a good thing also because it highlighted to me the fact that it is important to watch what i intake into our body.
Let me share with you guys what is this condition called Gout is all about:
Gout is a disease that results when crystals of uric acid form in tissues of the body. Gout is characterized by an overload of uric acid in the body and recurring attacks of joint inflammation (arthritis). Chronic gout can lead not only arthritis, but hard lumps of uric acid in and around the joints, decreased kidney function, and kidney stones. Gouty arthritis is usually an extremely painful attack with a rapid onset of joint inflammation. The inflammation is precipitated by the deposition of uric acid crystals in the lining of the joint (synovial lining) and the fluid within the joint. Intense joint inflammation occurs when white blood cells engulf the crystals of uric acid and release chemicals that promote inflammation. The resulting inflammation causes pain, heat, and redness of the joint.
The first symptom of gouty arthritis is typically the sudden onset of a hot, red, swollen joint. The most common joint involved is at the base of the big toe, but almost any joint can be involved. In some people, the acute pain is so intense that even a bed sheet on the toe causes severe pain. Acute gouty arthritis at the base of the big toe is referred to as podagra.
Even without treatment, the first attacks stop spontaneously after one to two weeks. While the pain and swelling completely go away, gouty arthritis commonly returns in the same joint or in another joint.
This is how my toe looks like now -_- Red and swollen
Painful attacks of gout are brought on by drinking alcohol or eating foods high in purine. Fifty perent of the uric acid in your body comes from the food you eat, the other 50% comes from sources within the body.
General guidelines for gout are as follows:
Okay! That should be all for the short educational infor about this disease. Hope every one who reads this will start to take note of the food that you eat every day. Remember once you discover you have any illness, it maybe too late for you to start any new diet. So prevention is still the best!
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