Do you trust the guy who do up your insurance portofolio? Do you trust that he/she has the best interest for you? Do you trust that you are getting the best out the the limited resources you have? When it comes to planning, i am a strong believer of trusting the person who is supposed to [...]
Hellow folks! It’s been almost 2 months since my last posts and i am deeply sorry about it. Many of my friends have asked me what happened and my reply was ‘No time’ But today i receieved an email which motivated me to want to blog more. I got an email from CPF board to [...]
When you have a newborn at home, i’m sure you are very happy and getting busy the whole day trying to make sure your baby don’t cry. So when everythings are settled down, suddenly you realised and become worried about the upcoming bills that may fall upon you because of this lovely child. Are you [...]
Lately i have been asked many questions on whether term insurance or investment link plan is better. I seriously have no concrete answer for them because it really depends on a couple of factors in my personal opinion. Types of factors that need to be taken into consideration: 1) Will you be able to achieve [...]
Recently i have my clients and friends asking me whether should they buy insurance products from banks or from me (tied agent)? Well personally i felt that the answer is the same as you asking yourself ‘Should you go directly to manufacturer to buy products or you should buy from a distributor’ Same things but different [...]
Taking the first step to make the choice to save is important. But it is only the stepping stone of many other crucial decisions that you have to make in order to accumulate more wealth. Last year, a Citibank survey showed that Singaporeans were equally likely to park their extra cash in conservative products as [...]
In my line, I always tell people that having insurance is a must and it is very simple. But to some of my client, it seems to be a very difficult task. Eg: Some of the people that i met spent a whole lot of time thinking whether they should upgrade their basic medishield to [...]
Good morning! It had been quite long since i blogged and this morning i specially wake up early to study for my last paper of General Insurance. Then i thought it might be a good idea to blog first then study =) Anyway i realised that many of my clients and friends are not aware [...]
In recent newspaper, there had been a report by NTU Associate Professor David Yee, stating that singaporean are grossly under-insured for their life insurance by as much as $525 bilion nationwide. According to the report, an average singaporean should be covered for close up to $500,000 but however the statistic has shown that they are [...]
Many fresh graduates often have this question in mind: ” Should i go into a sales job?” The answers often will be: “i don’t have sales experience and it is too shameful to beg people to buy from you something’ Well i had to admit that i used to have such thinking before but thank [...]
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