Peter The Planner » Prudential

Do you want to write your own paycheck?

Peter Lim — Tue, 15 Sep 2009 17:15:54 +0000

Are you sick and tired of your boss?
Are you slogging hard for that little amount of salary?
Do you find yourself not being appreciated by your manager?

Come join me in this challenging and rewarding career and DETERMINE YOUR OWN PAYCHECK!

1. Well Respected Profession

* Be somebody you desire
* Understand and guide people who have problem in doing planning
* Provide professional financial advice

2. Realise Your Entrepreneurial Dreams

* Be your own boss
* Guaranteed market
* No capital outlay
* Choose your own customers
* Flexible working hours/working place
* Decide on your own career path
* Plan your own retirement

3. Monetary & Non-Monetary Incentives

* Write your own paycheck
* Monthly advancement of up to $1,500 (for full-timers only)
* Income directly linked to your efforts and commitment
* Annual Overseas Convention, Million Dollar Round Table (MDRT), etc
* Dare to dream, there is no limit to how far you can go!

We provide cross-selling opportunities through our strategic alliances with leading financial institutions.

4. Comprehensive Training & Career Development Programme

* To bring out each individual’s fullest potential
* Course conducted by both our experienced in-house and external trainers
* Highly creative training structure & forums
* Advance in-house training facilities
* Specialised Training conducted every month
* Personal Mentorship for first 6 months

5. Full Company Support

* Sales & recruitment leads
* Creative marketing, office and IT support
* Strong branding
* No.1 insurance company for the past 3 years

We also provide full-time agency administration support to improve your productivity.

If the above describe what you are looking for in a career, you may just be the right person whom we are looking for. The choice is now yours. This move may very well be the turning point in your life!

Call me at 96157116 to join my team!

Should You Upgrade Your Basic Medishield?

Peter Lim — Mon, 08 Jun 2009 18:01:23 +0000

To the above question, the answer will be a straight ‘YES’. Many people that i spoke to these days were very much concerned as to whether they should upgrade their basic shield plan commonly known as Medishield. Due to the fact that they have little infor about that plan hence it is hard for them to make a wise decision as to whether to upgrade their plan.

Let me just go through the basic facts on Medishield:

1) MediShield is an individual catastrophic medical insurance designed to help Singaporeans pay part of the large hospitalisation bills (80% only) for treatment of serious illnesses or prolonged hospitalisations at Class B2/C wards in restructured hospitals.

2) MediShield covers hospitalisation expenses and certain approved outpatient treatments, such as kidney dialysis, chemotherapy and radiotherapy for cancer treatment.

3) For Singaporeans who plan to use Class B1 or higher ward classes, you may wish to consider purchasing Medisave-approved private Integrated Shield Plans

4) Expenses for treatments sought overseas cannot be claimed from MediShield but you can do so for private Intergrated Shield Plans.

5) MediShield claim for hospital stays in higher class wards or private hospital will be calculated based on a percentage(35%) of your hospital bill. Similarly, if you go for unsubsidised day surgery, your MediShield claim will be calculated based on a percentage(35%) of your bill

6) MediShield has Deductible and Co-insurance features which are payable with your Medisave or cash first, before the rest of the claim is payable from MediShield.

For all the above facts, the more you should privatise your basic shield plan because all private insurers provide ‘As-Charged’ basis for all the hospital bills. This will come out particularly very useful especially if you happen to be admitted for a long stay. The earlier you upgrade the plan, the less hassle you will face due to your health conditions. You do not want to face the situation whereby you will be subject to many exclusions.

If you have spare money, i will also advise you to go for the cash riders that can cover both the co-insurance and deductible expenses. So far, only NTUC and Aviva does not provides full coverage despite paying for the riders. The rest of the company (Pru, AIA & GE) does provide 100% coverage from the first dollar. I will STRONGLY encourage you to do so if you haven’t gotten one.

Faster inform your parents and act NOW! Don’t wait till things to happen and you regret!

Back From HK!

Peter Lim — Thu, 09 Apr 2009 04:14:00 +0000

Living Room of the SuiteRoom in Venetian

Intial D Team

Hi guys, i’m finally back after a long one week break from work. It was really a good rest for me because of the nice weather over in Macau and HK. Had a great stayin Macau because of the suite. As you can see above, the rooms are all superb nice! Damn big for two people to stay. Really got to thank Prudential for giving me such an opportunity to travel every year! During the gala dinner, some of us dressed up like the Intial D people because we happened to see those outfit while shopping in Zhuhai =)

Went to HK for 4 days and have went to most shopping places but i didn’t buy much tho. Never went to the night spot to check it out also. But overall i can say that HK is quite a nice place to go since there are many shopping outlets. For those who wants to know more about the places, you can call me to ask about it =)