Tips of the day – Buy Things That Provide Most Value!
Today I just sold another Major Illness term policy to my client and she said this to me: ‘ Hey Peter, such term plan is really quite value for money bcoz the moment anything happen to you, big sum of money will be given to you. Its like setting aside small amount of money to gain 200% return upon major illness occurs.
It suddenly occurs to me that seldom clients will think this way. Many will just see it as a waste of money to buy term policy because of it’s no cash value nature. However if we really look at it from other point of view, it’s actually providing client the most value! With just a small amount that you paid, should anything happened to you, your whole family will receive much financial relief from it.
With the value-for-money mindset after my appointment,, I went ahead to buy a nice briefcase that I long wanted but never buy due to it’s high price tag. Finally I decided to go ahead because I told myself that rather than spending 100 plus on a bag every year so why not I gather all the money and get a good one that can last many years. It’s actually the same amount of money spent 
Most importantly, it provides me a lot of satisfaction as I know that I have bought a bag that is of good quality and it’s something that I really want. FYI: I have bought several bags for the past 3 years but none of them lasted for more than one year 
Therefore my point is that in life, there are many things that we want to buy but if I can advise, please buy the things that can really makes you happy and most value for money! Learn from my bag lesson and you will save a quite abit of money!
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